CONSOLE GAMING IS\u00a0starting to look more and more like Netflix: Instead of buying a disc at the store and popping it in at home, subscription services from Sony and Microsoft allow you to access tons of games for a monthly price, or even stream them without the need for a long download. But between Xbox Live Gold, Game Pass, xCloud, PS Plus, and PS Now, it's hard to know what does what\u2014and which are worth paying for. Let's break it all down. PS Plus vs. PS Now Let's start with Sony, which has a slightly simpler range of offerings. If you have a PlayStation 4 or PlayStation 5, you can subscribe to two different services: PlayStation Plus and PlayStation Now. PlayStation Plus is Sony's online multiplayer service. For $9.99\/month (or $59.99\/year), you can play online with friends and rivals. (Without a subscription, you can play only single-player games offline.) PS Plus sweetens the deal by giving you a few free games each month, which you can keep as long as you're a subscriber\u2014and if you have a PS5, the new PS Plus collection adds 20 of the best PS4 games for you to catch up on. There are also exclusive discounts to the PlayStation store\u2014and, best of all, you can often get PS Plus super cheap from reputable sellers on eBay, so it's an easy purchase. PlayStation Now is Sony's game streaming service. For $9.99\/month (or $59.99\/year), you can stream hundreds of games right to your console or PC, without having to download and install them. You'll need a stable internet connection to make it work, but it's basically like Netflix for PlayStation games\u2014and it's also the only way to play PS3 and PS2 games on your modern console. Note that this is different from PS Remote play, which lets you stream games from a PS4 or PS5 in your house to another PS4 or PC\u2014that's free for everyone, as long as you own the console and the games. A PS Now subscription streams games from the internet and includes access to hundreds of games as part of your membership. Note that PS Plus and PS Now are separate subscriptions, so if you want online multiplayer and online game streaming, you'll have to pony up for both. Xbox Live Gold vs. Game Pass vs. Game Pass Ultimate Xbox's stable of services is far more confusing\u2014there are three separate subscription services, some of which have separate tiers and include other subscriptions bundled into them. Here is everything you can subscribe to from Microsoft. Xbox Live Free\u00a0(formerly known as\u00a0Xbox Live Silver) isn't actually a paid subscription, but in the interest of clarity I'm including it here. The free version of Xbox Live is just Microsoft's branding for its online services. Xbox Live is where you create your online profile and friends list, send and receive messages, and so on. You cannot, however, play games online with friends unless you have a paid subscription to Xbox Live Gold is Microsoft's online multiplayer service. For $9.99\/month (or $24.99 quarterly), the subscription allows you to play Xbox games online with friends. (A Gold subscription is not required to play Microsoft's PC games online, however.) You get two free games per month as part of your subscription, as well as discounts to other games in the Microsoft Store. Microsoft used to sell yearly subscriptions to Gold but stopped recently, fueling rumors that the service may soon go away. If it does, you'll be able to convert your remaining Gold service to the newer Game Pass service (see below). Xbox Game Pass for console lets you pay a monthly fee for access to hundreds of games you can download and install on your Xbox. The standard Game Pass for console costs $9.99\/month and gets you access to "over 100" games, with some titles occasionally rotating in and out, Netflix-style. Microsoft's first-party Xbox Game Studios titles will appear on the service as soon as they launch, while others may take longer to show up.Cyber Week SaleSUBSCRIBE Xbox Game Pass for PC is the same as Xbox Game Pass for consoles, but\u2014as the name implies\u2014it lets you download and play those games on your PC. It costs the same $9.99\/month but includes games from EA Play, meaning it has a slightly larger library. Xbox Game Pass Ultimate is a combination of all Microsoft's other subscription services. For $14.99\/month, you get access to the entire Game Pass and EA Play libraries on your PC and Xbox, along with online multiplayer and discounts in the Microsoft Store (so no need for a separate Xbox Live Gold subscription). This also includes Microsoft's new game streaming service, xCloud, which is in beta and streams games from the internet to your Android phone. (This is not to be confused with Xbox Remote Play, which is free and lets you stream Xbox games you own from a console to your phone, PC, or another Xbox over your home network.) If you want everything Microsoft has to offer, you can get it all in Game Pass Ultimate, with no need to subscribe to multiple services. Many reviewers have described this as one of the best deals in gaming right now\u2014though that moniker really depends on your gaming habits. If you play a lot of games, it could be worthwhile\u2014but if you tend to play fewer games, games that don't appear on Game Pass, and games that have dropped in price a year or two after launch, the subscription service may not be quite as compelling. If you have Xbox Live Gold credit, you can convert it to Game Pass Ultimate at the rates described on this page\u2014which is actually pretty great if you can find Xbox Live Gold codes at a discount that makes it worthwhile.